GAP COVER
GROUP
SCHEMES
beyond their standard medical aid
I’d like to discuss my options.
Even if your employees are part of your group medical aid scheme, they may not be fully protected financially if they or one of their dependants needs to go to hospital. Gap cover has been specifically designed to help cover the shortfall between medical aid rates and what healthcare professionals may charge for in-hospital and certain out-of-hospital treatments.
Cornerstone helps businesses compare and select suitable gap cover group schemes that align with their existing medical aid benefits, employee needs, and budget. Our guidance on gap cover group schemes gives employers the confidence that their teams have an added layer of financial protection when unexpected medical costs arise.
We also assist with the administration of gap cover group schemes, making it easier for your business to offer valuable healthcare support without adding unnecessary complexity. With our professional support, gap cover group schemes can strengthen your employee benefits offering and provide greater peace of mind for both employers and employees.
Why should you choose Cornerstone for your gap cover as part of your group scheme?
Employee morale
Your employees knowing they have gap cover in place gives them peace of mind that they don’t need to worry about medical costs that their standard group policy may not cover – which can boost employee morale and loyalty.
Flexibility
Gap cover policies can be tailored to meet individual employee needs: we’ll help you choose the level of gap cover each employee needs based on their age, health status and budget, so they’re financially protected no matter what life stage you’re in.
Access to more specialists
With gap cover in place, your employees have greater freedom to choose top medical specialists. This means they and their families can get the treatment they need without needing to compromise due to financial concerns.
If you’re providing group medical cover to your employees, gap cover makes sense to add on. If you need help selecting or administering a gap cover policy as part of your group benefits, we can help.
