The many benefits of Gap Cover
– Tanya Motlafe (Head of Cornerstone Healthcare Consulting Services) GAP cover has been around for quite some time but it has never been more relevant than now. Medical schemes are under…
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Are you ready for 2022 Income Tax Returns season?
– Chanel Raath (Director of Cornerstone Tax and Accounting Services) With the condensed filing season, it is of utmost importance that taxpayers are making the necessary provisions and understand the…
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Monthly Market Commentary – May 2022
The local equity market ended the month slightly ahead of global equities, but this came at a deeper drawdown during the month. The rand also originally weakened to over R16…
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Fire damage – understanding what your insurance will and won’t cover
– Jaco Erasmus (Director of Cornerstone Insurance Brokers) The recent headlining fires that devastated the University of Cape Town’s Library and Table Mountain, have made the public acutely aware of the…
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Being audited by SARS? Don’t panic! Here’s what you need to know
– Chanel Raath (Director of Cornerstone Tax and Accounting Services) You’ve done your civil duty and submitted your tax return correctly and in time and just as you sit back…
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5 good reasons to grant your staff access to a Group Pension or Provident Fund
– Letlhogonolo Lesiba (Director, Cornerstone Employee Benefits) Group Pension and Provident Funds are not only beneficial to employees. Employers can enjoy just as many benefits from providing Group Retirement Schemes…
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I have a small business, why do I need financial statements?
– Chanel Raath (Director of Cornerstone Tax and Accounting Services) Every year, Cornerstone Tax and Accounting Services receives countless questions from small business owners about their financial statements. Many of…
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How to submit a death claim – your step by step guide
– Letlhogonolo Lesiba (Director, Cornerstone Employee Benefits) Losing a loved one or a family member is never easy and always devastating. Many times, dealing with the admin that is linked…
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These 6 items will ensure your insurance claims are finalised seamlessly
Submitting claims to your insurer can be a massive hassle and many times pay-outs are delayed due to missing information or incomplete documentation. Luckily, Cornerstone Insurance Brokers have put together…
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The importance of an up to date beneficiary nomination form for your retirement fund and death benefits
– Letlhogonolo Lesiba (Director, Cornerstone Employee Benefits) The main reason most people take out death benefits is to ensure that their loved ones will be taken care of in the…
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My medical savings are depleted, what do I do now?
– Tanya Motlafe (Head of Cornerstone Healthcare Consulting Services) The Winter flu season has a way of wreaking havoc on medical aid savings account (“MSA”) and many South Africans are stuck…
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Leaving Funds to Minors: What You Need to Know
– Letlhogonolo Lesiba (Director Cornerstone Employee Benefits) South African legislation states that any child below the age of 18 is not allowed to inherit lump sum pay-outs or other assets…
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Insurance claims related to load shedding – the definitive guide
Load shedding has been an unavoidable truth and constant talking point for all South Africans with news and social media platforms buzzing with complaints, jokes and comments. Over and above…
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Medical aid dependants: 7 questions answered
– Tanya Motlafe (Director, Cornerstone Healthcare Consulting Services) This time of year, many medical scheme members add and remove dependants from their medical aid plans. To say that the world…
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Holiday rental income – what are your tax obligations?
– Sipho Matiwane (Head of Cornerstone Tax and Accounting) For holiday home owners, December means one of two things: a fun-filled getaway to recharge for the year ahead, or the…
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Rain, hail and flash floods – what your insurance policy will and won’t cover
As South Africans, we rarely complain about rain and rightly so, as droughts have terrorised many parts of our country during the last few years. However, the unfortunate truth is…
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Help! My tree fell on my neighbour’s house, will my insurance policy pay out?
– Jaco Erasmus (Director of Cornerstone Insurance Brokers) Spring and gardening go hand in hand and for many, September means bringing out that infamous home owner’s to do list that…
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What’s the Difference between Approved and Unapproved Group Risk Benefits?
– Jennifer Lopes (Director, Cornerstone Employee Benefits) The world of employee benefits can be complicated and sometimes very difficult to understand. Whether you are an employee, an employer or a…
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5 Advantages of adding a voluntary contribution to your pension fund
– Jennifer Lopes (Director, Cornerstone Employee Benefits) Putting away money each month into a Group Retirement Fund (Group Pension or Provident Fund) is an excellent way to ensure that you are…
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Is Your Child Dependant on Your Medical Aid Turning 21 Soon?
– Tanya Motlafe (Director, Cornerstone Healthcare Consulting Services) Celebrating a child’s 21st birthday is a major milestone, usually filled with joyous wishes and a great party. However, many children who turn 21…
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Why should I have a short-term insurance broker?
– Debbie Smart (Director, Cornerstone Insurance Brokers) What is most important to you when choosing an insurance plan? Is it cost or security? Or is it having peace of mind knowing…
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