To meet your business investment objectives, you need the right partner. We offer a range of bespoke commercial wealth management solutions to help maximise the profits your business is making. Collaboration is critical to success, so we make sure you understand our wealth management process, which builds trust in how we’re investing your business profits.
We offer two main strategies for businesses looking to invest surplus funds:
Sinking Fund.
These are similar to an endowment policy but there is no natural life assured. Sinking funds cannot be easily withdrawn until the end of the investment term and are a tax-efficient way to plan for significant future costs.
Discretionary Investment Account.
This is an ideal way for your business to invest its cash holdings or retained earnings over a short time span (around 18 months to two years). Because these funds are invested outside of the banking structure, they can generate a slightly higher yield.
Why should you partner Cornerstone Investment Advisory to help your money grow?
It’s completely customised.
We know that no two companies are alike, which is why we’ll craft a customised portfolio specifically designed to meet your unique needs and liquidity profile.
We optimise for tax efficiency.
Tax implications will vary depending on whether your investments are held directly by your business, in a holding company or in a trust. We’ll help you optimise your tax efficiency when it comes to things like capital gains tax, dividends tax and interest income.
We help you manage your cash for the best return.
If your business is turning a profit, leaving it in the bank may not offer you the best possible returns. We’ll help you with a cash management solution for investing these profits in other investment vehicles, while still keeping within your risk constraints.
We work to your timeframe.
Where we put these profits depends on the time frame you are working with within your business in terms of when you want the cash to be available. Whether it’s 6 months or three years, we’ll focus on growing your business profits in the most strategic way possible.
Looking for a trusted wealth manager to help maximise the returns on your business profits?
