Invest in you most important assets – your employees

Get peace of mind knowing that your employee retirement funds and group risk benefits are being managed by an expert who truly has the best interests of your company at heart. Through a tailor-made employee benefit scheme and employee wellness programme, we’ll help you create a vibrant working environment to increase productivity and foster greater innovation.

Our employee benefit offerings

Get peace of mind that your insurance policies are well managed by a reputable firm with extensive broking experience. We’ll help you ensure you have the right cover at the right price for the right circumstances – paying special attention to limits, exclusions and special conditions.

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Our employee benefit offerings

Ensure your employees create a financially secure retirement – while increasing their job satisfaction and company loyalty – through a company provident and pension funds. We’ll help you set up, manage and invest the pension and provident funds for the maximum return to boost their retirement nest egg.

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Our employee benefit offerings

Ensure that your dependants will benefit from the proceeds of a group employee benefit scheme in terms of future educational, medical and other needs – plus protect assets for minor children and family. This benefit is not part of the estate, so no executor fees are payable.

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Employee Benefits FAQ’s

Group risk benefits are insurance benefits that employers provide to their employees as part of their overall employee benefits package. These benefits typically include life insurance, disability cover, critical illness cover, and funeral cover. They are designed to provide financial protection to employees and their families in the event of unforeseen circumstances like death, disability, or severe illness.

  • Pension Fund: A pension fund is a retirement savings plan where a portion of an employee’s salary is contributed, along with a matching contribution from the employer. Upon retirement, members can withdraw up to one-third of their accumulated savings as a lump sum, and the remaining two-thirds must be used to purchase an annuity, which provides a monthly income for life.
  • Provident Fund: A provident fund is also a retirement savings plan; however, members can withdraw the entire accumulated savings as a lump sum upon retirement. Recent legislative changes have aligned the treatment of provident funds closer to that of pension funds, requiring members to annuitize two-thirds of their savings for retirements after March 1, 2021.

Education benefits are usually offered as part of an employee benefits package and may cover a range of expenses such as tuition fees, textbooks, and accommodation. The benefits may be a fixed amount or a percentage of the actual expenses, depending on the employer’s policy.

Group risk benefits are insurance benefits that employers provide to their employees as part of their overall employee benefits package. These benefits typically include life insurance, disability cover, critical illness cover, and funeral cover. They are designed to provide financial protection to employees and their families in the event of unforeseen circumstances like death, disability, or severe illness.

  • Pension Fund: A pension fund is a retirement savings plan where a portion of an employee’s salary is contributed, along with a matching contribution from the employer. Upon retirement, members can withdraw up to one-third of their accumulated savings as a lump sum, and the remaining two-thirds must be used to purchase an annuity, which provides a monthly income for life.
  • Provident Fund: A provident fund is also a retirement savings plan; however, members can withdraw the entire accumulated savings as a lump sum upon retirement. Recent legislative changes have aligned the treatment of provident funds closer to that of pension funds, requiring members to annuitize two-thirds of their savings for retirements after March 1, 2021.

Education benefits are usually offered as part of an employee benefits package and may cover a range of expenses such as tuition fees, textbooks, and accommodation. The benefits may be a fixed amount or a percentage of the actual expenses, depending on the employer’s policy.

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