Even if you have a medical aid plan in place, you may not be covered in full should you need to go to hospital. That’s where gap cover comes in – it’s been specially designed to cover the gap between medical aid rates and what healthcare professionals charge for in-hospital and certain out-of-hospital treatments. Medical specialists often charge higher than scheme rates, which means your medical aid will only pay a portion of the outstanding amount.
Why else should you consider getting gap cover?
Peace of mind:
Knowing you have gap cover in place can give you peace of mind that you don’t need to worry about unexpected medical costs that your standard medical aid policy may not cover.
Flexibility:
Gap cover policies can be tailored to meet individual needs: you can choose the level of gap cover that suits your age, health status and budget, so you can get personalised financial protection no matter what life stage you’re in.
Access to a wider range of medical specialists:
With gap cover in place, you’ll have greater freedom to choose top medical specialists without being limited by your medical aid plan specifics. This means you can get the treatments you need without needing to compromise on quality due to financial concerns.
No matter who you are, we’ll advise you on the best gap cover products on the market for your specific healthcare and financial needs.
