Building a wealth portfolio isn’t only about saving for retirement. It can also be about saving for a specific short or medium term goal such as paying for your children’s education or buying a house. Our wealth experts have an extremely well-worked investment management process and can help you select the best savings vehicle for your specific needs, including:
Discretionary Investment Accounts
These are ideal for meeting medium or long term goals such as generating income, protecting and growing your capital, and saving towards a particular life goal outside of retirement – such as paying for tertiary education or buying a home.
Tax Free Savings Account
This is a tax-efficient way of saving towards a short or medium term goal, while at the same time protecting your investment returns from being subject to tax.
Endowment
These help you save in a tax efficient way for your medium term goals. In terms of estate planning, your beneficiaries can receive the money from the endowment immediately upon the death of the nominated assured life, and there are no executor fees payable.
Why use Cornerstone Investment Advisory to build your wealth portfolio?
Specialist wealth managers
As specialist wealth managers, we map your financial personality to an investment portfolio, to ensure that we’re continually optimising and managing what’s in that portfolio to achieve the optimal outcome.
Focused on goals
When it comes to goals-based investing outside of retirement, our wealth team can help you build the right portfolio for your needs, goals and individual situation.
Interested in using our wealth experts to help build your bespoke wealth portfolio?
