When it comes to your retirement years, you want a life filled with meaning and joy. However, staying financially secure and maintaining the same standard of living once you stop working requires a solid financial plan.
At Cornerstone Investment Advisory, we’ll ensure that the funds you’ve accumulated towards your retirement are invested in the most sustainable way, ensuring the best possible future returns, with the most optimal tax and legacy transfer outcomes. Through our highly defined wealth management process, we’ll help you manage your wealth using a variety of local and global investment vehicles including:
Retirement Annuity
If you’re self-employed, don’t earn a predictable income or want to save beyond your existing pension or provident fund, a retirement annuity is a tax efficient way of creating additional retirement savings.
Preservation Fund
A preservation fund helps you preserve and grow your retirement savings from your existing pension or provident fund. It’s particularly useful if you’ve left your employer and want to preserve your existing retirement savings.
How can Cornerstone Investment Advisory help you plan your retirement savings?
You get peace of mind.
With our team of experts and our proven track record in financial planning, you get peace of mind knowing that your retirement savings are being invested and managed correctly – whether it’s local investments, offshore or both – so that when the time comes to stop working, you have enough funds to live on in comfort.
It’s highly customised.
We treat every one of our clients as individuals – which means our retirement savings plans are completely customised based on your specific financial situation, goals and risk tolerance. Whether it’s through offshore or local investments – or a combination of both – our financial planning team journeys with you through life, helping you plan towards a comfortable retirement.
It’s tailored to your risk.
Before partnering with you on any retirement savings plan, we perform a thorough risk assessment to ensure that any investments we make are suited to your particular risk appetite, tax profile and estate planning considerations – while still ensuring that they achieve maximum growth.
It’s comprehensive.
While retirement investments are essential, so too are your short- and medium-term discretionary investments. We can assist with various after-tax savings products like cash solutions, unit trust portfolios and tax-free savings accounts. The optimal blend of both retirement and discretionary investments help ensure a comprehensive and sustainable retirement portfolio.
Post-retirement Funds.
Just because you’ve stopped working doesn’t mean you need to stop earning. Managing your retirement portfolio via our retirement wealth management expertise, means you are able to enjoy your golden years without worrying about monthly income payments and depleting your capital – no matter how long you live for.
A holistic service.
As well as our core retirement savings offering, we offer a range of other services that can help you plan for when you retire, including general retirement planning, investment management, tax planning, estate planning and fiduciary services- all tailored to your specific needs.
Looking for a trusted wealth manager to help you embark on a solid retirement savings plan?
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Retirement Income
We’ll craft a retirement income plan that maximises your returns.